Cigna Group Medical Plans
Medical
There are three options available: an HMO and two High Deductible Health Plans (HDHP). The High Deductible Plan 1 is HSA (Health Savings Account) qualified, which allows you to use tax free dollars to pay for your deductible, co-insurance and prescription drugs. The high deductble plans have a pre existing condition waiting period that can be waived if you have had 12 months of continuous coverage with a creditable health insurance carrier, without a lapse in coverage of more than 63 days. Download Required Medical Forms
Certificate of Coverage |
Dental
The PPO offers the opportunity to see any dentist, however, the out-of-pocket expense is much less when a contracted dentist from CIGNA's "Core" network is utilized. The Dental HMO is an in-network-only, fee-schedule-based dental plan utilizing a smaller network of providers. Download Required Dental Forms
Certificate of Coverage |
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ASBA's plan is a guarantee issue Group Health Plan. You can not be turned down due to a medical condition or singled out for a rate increase or cancellation. Group size is unlimited and open to groups as small as one.


